Compare the snowball and avalanche strategies and see exactly how long it takes and what it costs in interest. Free, no account needed.
The "Per month" amount is the one lever most worth playing with, see exactly how much sooner a bigger number gets you out of debt in "See the impact of paying more" below.
Yes: once a debt is paid off, the payment that was going to it gets redirected to your remaining debts, so the total you're putting toward debt each month stays the same until everything's paid off. This is the faster, more standard way to run either strategy.
Same debts, same strategy, only the extra monthly amount changes. This is the one number worth experimenting with above.
Want your extra payment routed automatically every time you get paid?
Estimate only. This assumes a fixed APR and steady payments each month, and doesn't account for new charges, promotional rates, or fees.